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מקפת הוותיקה מנוהלת על ידי גוף 'עמיתים' ומיועדת לחוסכים שהצטרפו לפני מרץ 1995. מקפת החדשה (מגדל מקפת) היא קרן פנסיה מקיפה המנוהלת על ידי קבוצת מגדל, המבוססת על צבירה אישית ומיועדת למצטרפים חדשים ושכירים במשק הישראלי.

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ניתן לבצע פעולות בשירות עצמי דרך האיזור האישי באתר מגדל מקפת, כולל עדכון פרטים, שינוי מסלול השקעה, הפקדות עצמאיות ובדיקת דוחות שנתיים.

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