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מקפת הוותיקה מנוהלת על ידי גוף 'עמיתים' ומיועדת לחוסכים שהצטרפו לפני מרץ 1995. מקפת החדשה (מגדל מקפת) היא קרן פנסיה מקיפה המנוהלת על ידי קבוצת מגדל, המבוססת על צבירה אישית ומיועדת למצטרפים חדשים ושכירים במשק הישראלי.

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